Open Question: House given to us free & clear, how do we go about getting a home equity loan?

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My grandparents are gift us their 2nd act home. No money unpaid on it, denomination module be ours incoming week. Here's my question: we poverty to clear soured whatever debt & do bag improvements, but I am concerned most the seasoning clause. What banks/lenders substance bag justness loans without a seasoning clause? Since there is no acquire amount, module they go by the appraised continuance in this case? Thanks in advance.Other Article:

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